Nothing is certain in this world because anything can happen tomorrow. Don’t believe me? Let’s see. Death is one of the two notorous certainties in life,…
Author: My 15 HWW
Mainstream personal finance experts advise us to maintain a separate emergency fund for unforseen negative events in our life. And it should ideally be in the…
Instead of spending the start of every month preparing for (and boring you with) both the expenditure and passive income updates, I have decided to provide…
I still recall that day (more than 3 years ago) when I was planning a quiet weekday afternoon (one of the perks of university life) in the lovely…
My independent financial planner often sends me letters and emails to update me on some of the latest promotions on insurances and investments. Most of…
After sharing that our costs of insurance is only about $160/month (translates to <$2,000 a year) in our fixed expenses post, we got several comments from readers (with good intentions,…
Warning: Plenty of economics lingo in this post. It’s quite surprising to find that I haven’t really mentioned much about insurance since the birth of this…
“Wake me up… when September ends…” Yes, it’s time to wake up to the breakdown of our discretionary expenses as September has ended! Expenses-wise, this is a pretty…
As mentioned in many of the pages and posts on this blog, we started a Regular Savings Plan (RSP) with Philip Sharebuilder back in Nov 2010. To minimize the…
Tuition has been a hot topic for the past week and having been a full-time tutor for the bulk of my university days (3 years to…