Happy Lunar New Year to all readers! It has been almost 4 months since my last post so hopefully there remains a couple of hundred…
Category: Housing
Sometimes, you just have to hold your hands up and admit that you got it wrong. My COE prediction 1.5 years ago was pretty on…
One crypto post, one-non crypto post. We all need some balance in life, eh? Actually, it’s good to detox from the world of money from time to…
Most of the people I know identify themselves as the “sandwiched middle-class”. Not surprisingly since in Singapore, it probably covers anyone between the 20th and…
As I wrote almost 8 years ago in this post, we spent about $40,000 for the renovation of our 5-room BTO flat and an additional…
I am not talking about you. The fact that you are reading this post (or better, following me), you are likely to be financially savvy.…
Ah, it’s been 3 months since my last blog post. Honestly, it doesn’t feel that long ago. This also means there’s plenty of pent-up thoughts…
I don’t know if I was one of the rare few. But on last Sunday, I watched the entire National Day Rally (in Eng) from…
TL;DR: If I were still on the HDB Concessionary Loan for the mortgage of my flat, I would switch over to the POSB Home Loan…
Background In early 2013, when I first received the keys to my BTO flat, I had a mortgage of about $255,000. Like most first-time BTO…