TL;DR: If I were still on the HDB Concessionary Loan for the mortgage of my flat, I would switch over to the POSB Home Loan…
Category: Housing
Background In early 2013, when I first received the keys to my BTO flat, I had a mortgage of about $255,000. Like most first-time BTO…
Over the past few weeks, as preparation for an upcoming talk, I have been gobbling up literature regarding housing affordability in Singapore. And almost everything…
Despite the long queues at POSB ATMs, I will always have a soft spot for this heartlanders’ bank. At least for the first 20 years…
Nah, I am not on the lookout for a 2nd property or upgrading my current 5-room Punggol BTO flat. First, I can’t afford it and…
Hi there. If we haven’t met, my name is Mr 15HWW. I am the oddball that has spent three years writing about personal finance and…
All this talk about financial security has recently caught some fire, with bloggers like Kyith from Investment Moats (here) and LP from Bully The Bear…
A 110 square metre 5-room flat in (so called ulu) Punggol is a place I call home. Time really flies and in the blink of an…
Assuming the location is the same, and if given a choice, I would think that almost everyone would prefer to buy a brand new house as…
About 2 years ago, I made a decision to do away with my HDB Housing Loan and switched my mortgage to POSB instead. Then, with interest rates…