I am being perfectly honest when I say that the 15HWW household has not had a budget in years. For the past few years, we…
Tag: frugality
I have just finished a series of Christmas gifts and exchanges again and here are my thoughts on two separate events. Friends Christmas Gift Exchange What I…
Previous Interactions I have sort of known Early Retirement Sg for close to 3 years, having stumbled onto one of his first few posts like…
I am pretty late with this update as I was outfield during the past few days on my reservist. This is my first ever cycle…
The lull period is here and to be honest, I am happy to have a clean break. Like having a day like today when I…
I am finally back writing after a two week hiatus. This year, somehow I have quite a few Primary 6 students and as the PSLE…
It’s three straight months that expenses have fallen below $3,500! Therefore, the average expenses for the year is coming down nicely to around $4,300. Annualised, it…
Just a few days ago, NTUC Social Enterprises announced the official opening of NTUC Foodfare’s Bukit Panjang Hawker Centre and Market. Photo Credits: Tan Suee…
With a new set of fixed expenses, the monthly expenses will be coming down and July’s the lowest for this year. For the month of…
Hi there. If we haven’t met, my name is Mr 15HWW. I am the oddball that has spent three years writing about personal finance and…