This week’s articles and my reflections on them are detailed below. And as usual, any feedback would be warmly welcomed. (To understand the genesis behind this weekly…
Tag: Singapore
Even in this small island Singapore, the amount of credit cards available to one is staggering. For instance, UOB alone provides up to 16 types of…
To understand the genesis behind this weekly series, click here. ==================== The Market Is Crashing! What Should You Do? As I am writing this article, the Straits Times Index has dipped below the critical 3,000 mark. The market has dropped close to 20% even though a high of 3540 was achieved as recent as April 2015. Honestly, I feel the pain. With a $200,000 portfolio, it does hurt to see the value decrease by $1-$2k almost on a daily basis for the past couple of weeks. But it really doesn’t make sense to “Buy High, Sell Low” right? In these times, instead of allowing ourselves to become emotional and sell everything to stop the pain, one should try to access his/her rational mind. Yes, I am…
I shall admit it. I take a lot of pride in the quality of our Ministers in the Singapore Cabinet. As a junior policy officer…
As I begin planning how my 168 hours are going to be spent every week, I realised that I spend alot of my time on the local financial…
The Jubilee Weekend is finally here and since this is still by and large a personal finance/investment blog, there’s no better time to take a look…
How I Benefited From Financial Assistance If you’ve read enough About Me, you would realise that I was not born with a silver spoon. In…
Life’s pretty ironic. 😉 A person generally does his best work when he’s still relatively uncelebrated and most likely appreciated by a precious few. But after he…
About 2 years ago, I made a decision to do away with my HDB Housing Loan and switched my mortgage to POSB instead. Then, with interest rates…
I had always seen this coming. 😥 For what is effectively a liquid savings deposit, the OCBC 360 Account offered a ridiculously high interest of 3.05% for balances…